Ruby is very loyal and trusting. She's always trying to spend more time with her friends but her family always comes first. Ruby likes to put others before herself. At this stage in her life, Ruby is concerned about how she can help her loved ones get ahead. For this reason, Ruby wants to put financial strategies in place that will benefit her loved ones in the future.
Ruby's problem is that she doesn't know where to turn for good financial advice. She has spare cash flow and some savings that she wants to properly invest. She's also underinsured and this worries her. She feels she's not getting the best advice from her current financial planner.
Ruby needs a financial planner that understands her life situation better. She's looking for a planner to help her put wealth strategies in place that will have consistent returns without high risk. Last year there were a couple of big life events in Ruby's life and she realised she needed to take action.
Many Australians can identify with Ruby. At some point in our adult lives, we will be faced with our own 'big life' events. This might be a divorce, an illness, a redundancy, helping elderly parents move to aged care or dealing with the death of a loved one.
Ruby wants to know her options and work with a financial planner she can trust.
Seeking financial advice from a Financial Services Partners Adviser provided Ruby with the opportunity to work with someone who could help her:
- review her financial situation and needs
- prioritise her goals
- create a tailored wealth creation and protection strategy that was appropriate for her and her family
- put the appropriate insurances in place, and
- start planning for retirement.
With the advice she received from her Financial Services Partners Adviser, Ruby felt confident that she was doing all she could to safeguard the financial future of her loved ones.