Reverse mortgage calculator

A reverse mortgage is a type of home loan used in retirement as a way for people to access money as a result of the equity in their home.


The available loan amount depends on your age, the value of the home and how it is taken, for example as a lump sum, regular payments or draw down as needed. Interest is added to the loan and typically does not have to be repaid until the house is sold, usually as part of a deceased estate.

The following reverse mortgage calculator is useful if you want to find out how much you will owe on a reverse mortgage over time.

This online calculator is provided through MoneySmart from ASIC the financial regulator.

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