Life insurance calculator

Life insurance (or Life cover) provides peace of mind by paying a specified amount to your beneficiaries, ensuring that they are looked after in the event of your death. The money can be used to pay off a mortgage, provide for your children's education or any other spending requirements your beneficiaries might have.


A financial adviser can help you understand and select which life insurance policy can help you achieve your goals and objectives. There are lots of different policy options in the market with different terms and conditions. An adviser can help you navigate your options.

The following life insurance calculator is a useful starting point if you want to:

  • understand what sort of factors influence Life insurance premiums, and
  • understand the level of cover you might need.

Start here

If you need advice in regard to selecting the right amount of cover and policy for your needs, we can match you with a suitable Financial Services Partners Adviser who will be happy to begin working with you to create a financial plan that's right for you.

To get started, please use our adviser matching service.

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